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HOW TO DO YOUR TOP 9 INSTAGRAM COLLAGE POST Instagram users who aren’t worried about adding a collage to their page and possibly changing up their finely tuned aesthetic might be ready to add a “top nine” to end the year. The collage of photos from the year past is a popular consolidation of events from the year that users are probably seeing all over their feeds already. The top nine on Instagram came about a few years ago and allows users to put their top liked or simply their favorite posts from 2018 into a little collage they can post to their Instagram page.  Highlights from the year like graduations, weddings, anniversaries, vacations and more can all be put together in one photo as a representation of the year. The Instagram app logo is displayed on an iPhone on August 3, 2016, in London. Users can use several apps to create their own "top nine" Instagram collage.  Users can make their top nine collages using a few different apps on their iPhon

Al ver el colibrí estas viendo a un alma amada que te vino a visitar Al ver el colibrí,  nos viene a contar que las almas de los que amamos están bien. Nosotros lo llamamos picaflor, muchos otros colibrís. En mi terraza solía aparecer y mi mamá gritaba ¡carta! ¡carta…! Mi abuela decía ¡aviso... CUANDO VEAS UN COLIBRÍ, UN ALMA AMADA TE VINO A VISITAR. Cuando en un jardín aparece un colibrí, nos viene a contar que las almas de los que amamos están bien. Nosotros lo llamamos Picaflor, muchos otros colibrí.Cuenta una leyenda guaraní, que la muerte no es el final de la vida, pues el hombre, al morir, abandona el cuerpo en la Tierra pero el alma continúa su existencia. LEYENDA COLIBRI 1 La leyenda dice que se desprende el alma y vuela a ocultarse en una flor a la espera de un mágico ser. Entonces, es cuando aparece el “mainimbú” (nombre guaraní del Colibrí) y recoge las almas desde las flores, para guiarlas amorosamente al Paraíso. Esta es la razón de que vuele de

Best apps to help keep your 2019 New Year’s resolutions The end of one year brings a plethora of New Year’s resolutions: things that we promise ourselves we will work on in the next year, but rarely end up actually doing. 8. Coach.me 7. Streaks 6. My Diet Coach 5. Mint For anyone trying to save some money in the new year, this app is perfect for you. It not only helps you budget out your income, but it also can help prevent needless spending. You can link it to multiple bank accounts, so if you have your money spread out, you can still manage it under the same app. It also keeps you updated on your transactions. So as it helps you maintain your budget, it can also be used for identity theft prevention, since it lets you see when every transaction posts. It is the best money managing app out there. DOWNLOAD NOW 4. Finish 3. Fabulous 2. Habitshare 1. Habitify This is probably the best habit tracker for people who have a lot to do in their day.

Alexa, Google Home and Fitbit ring in strong holidays according to post-Christmas app charts The day after Christmas is always a good day to see which products and apps people were most excited about this holiday season.  According to Wednesday's top free apps charts on Android's Google Play and iOS' iPhone, plenty of people received Google Home, Alexa-enabled speakers and Fitbits this holiday season.  Amazon's Alexa app took the top spot on both app stores' lists of the top free apps midday Wednesday while Fitbit was in the No. 5 slot. Google Home took the No. 3 spot on the Android Play Store and came in seventh on iPhone.  Since all three apps are needed to set up their respective devices, it's likely that many people received Amazon Echo or Google Home speakers, Chromecast streaming sticks and Fitbit trackers.  Two Fitbit Charge 3 devices Fitbit Charge 3. (Photo: Fitbit) Among the other popular apps on both stores: the Tile app, for

Darrell Landon Kelly had little time to bask in the honor of his graduation from the University of Cincinnati College of Law on Saturday. Kelly and his family had to race from the law school ceremony at the Northern Kentucky Convention Center in Covington to the Cintas Center in Evanston so Kelly could get his Master of Business Administration from Xavier University’s Williams College of Business . That’s right. Kelly got two advanced degrees from two universities on one day. And he’s only 24 years old. “Some kids do great. Some kids do wonderful. But when you go past great and get your master’s and turn into a lawyer, you do like the Bible says: exceedingly and abundantly,” said Richard Layson, who has known Kelly for most of the young man’s life. “That’s where he went -- exceedingly more than we ever asked for.” Darrell Kelly at Baker Hostetler LLP where he works part time as a legal extern. How Kelly got there is a story of hard work and determinatio

1. Packpoint Wondering what to pack for your holiday depending on the weather and destination? Packpoint has you covered.  This smart packing app helps you organise your packing according to the location you are visiting. It helps you figure out what to pack for the length of your holiday, tells you the weather as well as activities to do while you’re there. Download Packpoint for Android Download Packpoint for iOS 2. Waze Want to avoid all kinds of traffic during your holiday? Waze is the perfect app to download to avoid being stuck on the road as you reach your holiday destination. It utilizes real-time user-generated data to make sure you take the best possible route to anywhere whenever you hit the road. It also claims to be the world’s largest community-based traffic and navigation app so there is lots of information from a number of different destinations. Download Waze for Android Download Waze for iOS 3. MySOS SA MySOS is a local

Around 42% of Americans age 65 and older used smartphones and almost 70% were using the Internet as of 2017, according to Pew Research Center; those numbers are only going up.  Here at MONEY, we’ve rounded up the best free apps for older adults and caretakers to download. If you’re up for a splurge, consider buying an Apple watch and using these apps on it.  The latest model has a heart monitor and other medical capabilities. Plus, if you fall out of reach of your cell phone, you’ll still be able to call for help. Medisafe Created by two brothers after their father mistakenly took an extra dose of insulin and almost died, Medisafe is a health app with more than 19,000 reviews and a 4.7 rating on the iOS App store. One of its most useful features is the medication reminder option, which allows you to set alarms and will also notify you if you’re running low on a prescription or have been prescribed medications that aren’t supposed to be taken together. You can also ad

MBA Students Reveal are 6 What It's Really Like Studying At Business School When does an MBA student wake up in the morning? How much does the MBA lifestyle cost? We asked students at business schools around the world to describe a day in the life of an MBA Barbara Sanches enjoyed a lively cultural scene at EMLYON Business School in France An MBA is America’s most popular degree, but what is life really like at the world’s best business schools? Is it all spreadsheets and pesky finance classes, or do MBAs have fun too? To find out, we spoke to six MBA students around the world, studying at six very different business schools. Read on to find out what it’s really like to study for the three-letter credential. Barbara Sanches, EMLYON Business School What is a typical week’s academic schedule like for you? Well, the international MBA program can be divided into two parts, general courses and elective courses. So, for the first half of the MBA, a week&